What is Home warranty?
A home warranty is an annual service contract that covers the repair or replacement of important appliances and systems that break down over time due to normal usage.
What do home warranty plans cover?
Our home warranties cover the parts and components of major home systems and appliances. Either we’ll come to your home and repair them, or we’ll replace them depending on the problem. From HVAC systems to kitchen appliances, our plans help cover your home.

Here’s How It Works
Step 1 of 4
Choose Your Coverage
When a covered item breaks, you can request service online or by phone — day and night Pay your set Trade Service Call Fee when you request service.Step 2 of 4
Set Your Trade Service Call Fee
With United Home Warranty, you set the amount you pay when one of our contractors comes to diagnose your covered item. The higher the service fee the lower your plans purchase price will be. A mandatory service fee is required per work order regardless of the time the technician spends on site. Unless it is the same issue as before.Step 3 of 4
Request Service
When a covered item breaks, you can request service online or by phone — day and night. Pay your set Trade Service Call Fee when you request service.Step 4 of 4
We Assign a Pro
We assign a qualified local contractor from our network to diagnose your covered item and offer a solution to the problem you are having.
Step 2 of 4
Set Your Trade Service Call Fee
With United Home Warranty, you set the amount you pay when one of our contractors comes to diagnose your covered item. The higher the service fee the lower your plans purchase price will be. A mandatory service fee is required per work order regardless of the time the technician spends on site. Unless it is the same issue as before.
Home Warranty vs. Homeowners Insurance
Homeowners insurance protects your home from things— like fires, theft or natural disasters.
A home warranty plan helps protect your budget from the expense of repairing or replacing covered home systems or appliances when they break down.
Homeowners Insurance covers things that might happen.
- Theft
- Fire damage
- Storm damage
- Floods
Home Warranty covers things that will happen.
- HVAC stops running
- Plumbing problems
- Dishwasher stops running
- Electricity stops working
